Keisling Insurance offers protective insurance coverage for your all your business’s commercial auto needs.
We insure all kinds of commercial vehicles including commercial cars, tow trucks, semi trucks, tractor trailers, box trucks, dump trucks, etc.
Our specialized commercial auto insurance coverage will protect you and your employees from all property and liability issues. If your company vehicle and driver is the cause of an accident, your commercial auto insurance with Keisling Insurance will be there for you.
As a business owner, you won’t have to worry about your business’ vehicles while out on the road. It’s important that you concentrate on running your business, let us worry about the insurance. Contact Keisling Insurance today for a free quote on your commercial auto insurance policy.
Homeowners insurance is a policy that provides protection against disasters and other issues that can hurt you financially. In most cases, this type of insurance is in the form of a package policy that covers the following:
– The structure of your home
– Your personal belongings
– Liability protection
– Additional living expenses should you be displaced from your home due to disaster
Coverage for these things varies depending on your policy. Typically, you can create a comprehensive policy with your insurance agent that provides adequate coverage in the areas you need it. Homeowners insurance ensures that you and your family will be safe from liability issues and property damage. Included in liability issues, typically, is injury or property damage that you or a member of your household causes to another person. Some policies will also include damage caused to other people by household pets. Your home is covered for damage caused by most disasters. Typically, floods, earthquakes, and normal wear and tear are excluded from homeowners insurance coverage. Supplemental policies can be purchased to cover floods and earthquakes.
For more information about homeowners insurance in Tennessee, contact Keisling Insurance today! We can offer you numerous options for creating a customized and comprehensive homeowners insurance policy. Filling out our free quote form can also help us better understand your insurance needs.
Regardless of your business size, you need to protect your business assets, personal assets, stakeholders, and livelihood. Business insurance can get complicated and we will serve as your trusted advisor in securing protection as needed for all components of your company: liability, business auto, workers compensation, and more.
Life insurance is considered the cornerstone of sound financial planning. A life insurance policy has multifaceted benefits that will protect you and your family from unexpected issues that arise in the future as well as provide potential financial benefits.
Life coverage can provide you with the following benefits:
Replacement income for dependents – If you are to pass away, life insurance can replace your lost income to keep your family from financial ruin. For example, if you unexpectedly perish, leaving behind a wife and young children, they will be monetarily supported through your life policy. This coverage will cover any financial obligations you have left behind.
Pay final expenses – Life insurance can cover funeral and burial costs, as well as final medical expenses and debts you may have had as a result of your death.
Create an inheritance for your heirs – You can name your loved ones as beneficiaries on your life insurance policy to create an inheritance for them if you pass away.
Make charitable contributions – You can name a charity the beneficiary of your life insurance policy. This contribution will be much larger than the cash equivalent donation.
Create a source of savings and earnings – Some types of life insurance can be paid as cash value if the policy owner outlives the coverage term. As you pay your life insurance premiums, the payments will accrue interest over time. This cash benefit can be withdrawn or borrowed at the owner’s request.
Contact Keisling Insurance to learn more about life insurance in Tennessee. Our agents will work with you to help you customize an insurance plan that will meet your needs.
Ride a bike? You’re probably passionate about it if you do. Can you imagine if you couldn’t ride it because your neighbor backed into it and HE wasn’t insured? Let us help you protect yourself against uninsured drivers and other potential hazards to bikers. Then you can get back on the road.
Often categorized as marine craft, you’d really miss your boat if something happened and you couldn’t use it for a whole season. And let’s face it, there are some inherent risks in water travel. There is insurance available to protect you from the financial impact of on-water accidents, and we’re just the agency to find you the right coverage.
We offer complete insurance coverage for your business, including insurance for your employees. Workers’ compensation insurance provides wage replacement and medical benefits to employees who are injured in the course of employment. Your business deserves personalized attention, not more red tape. Let us help you keep your operation running smoothly.
Have you had enough of trying to secure viable insurance through agencies and brokers that have no experience insuring Agri-Businesses like yours? Do you have concerns about being truly insured to value?
At Keisling Insurance, we have a dedicated department that handles ONLY Agri-Business issues and policies. This has given us the privilege of cultivating industry expertise and relationships with A+ Rated Carriers – ensuring your premiums are matched by unparalleled coverage value.
We can help any Agri-Business, from feed mills to pet food manufacturers – to dairy farms, fertilizer farms, seed processors, and more.
Our Agri-Business Insurance Solutions include:
- Property and Casualty
- Workers’ Comp
Most insurance agencies DO NOT understand Agriculture – most Agri-businesses don’t understand insurance.
It’s a mismatched marriage that can get very rocky, very quickly.
At Keisling Insurance, we understand BOTH!
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Almost every state legally requires drivers to have car insurance before registering a vehicle, but this does not mean that purchasing coverage is something you should take lightly. Car insurance policies should be discussed and reviewed with your insurance agent. Although you may practice safe driving, you cannot account for everyone else on the road.
Auto insurance policies usually provide these basic coverage options:
– Medical Payments/Personal Injury Protection
– Bodily Injury Liability
– Property Damage Liability
– Uninsured/Underinsured Motorist Coverage
It is almost impossible to affordably own a vehicle without car insurance. No one is invincible and accidents and damages can be very costly. It is important to make sure you have adequate coverage that not only fits your lifestyle, but also your wallet. At the very least, most states require that you carry auto liability coverage, but it’s important for your own benefit to have a policy that has much more.
Please contact Keisling Insurance today and fill out our auto insurance quote form.
Securing a health insurance policy will protect you from financial devastation if you are to become sick or injured. Going without coverage will only leave you vulnerable to greater problems and cost you more in the long-run. And most importantly, health coverage contributes to your well-being and the future of your most valuable asset – YOU!
At Keisling Insurance, our health insurance can typically cover:
Hospital expenses such as room, board, and other supplementary services provided in a hospital
Surgeons fees and associated costs associated with surgical procedures
Physicians expenses for routine check-up’s and visits to a doctor’s office
Laboratory expenses such as x-rays and various diagnostic lab tests
Additional coverage options that may be available:
- Prescription drugs
- Preventive care
- Mental health benefits
- Maternity care
- Vision care
- Dental care
- Chiropractic coverage
The best health insurance plan for you is the one that offers you the most benefits for the lowest costs. The best thing you can do to secure a plan that works for you is to shop around. This will give you the most options when choosing an affordable and reliable health plan.
Let Keisling Insurance help you find health coverage that will fit your life’s needs
There are times (and reasons) that homeowners and automobile policies simply will not provide adequate coverage for the policyholder. In those situations, an Umbrella Policy can go a long way toward providing the additional coverage needed to protect your assets (and your income). We’ll gladly provide an analysis of your situation to determine if an umbrella policy is right for you (and if it is, you definitely should obtain one).